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About Us
ABOUT US
A Biz Services can help investors and business owners find the best possible loan, to fit their circumstances. Because we work with a large variety of loan programs and loan sources, we can take the time needed to fit you into a program that is right for you.
Not sure what type of loan you want? A Biz Services can help you identify the type of business loan you will qualify for.
Following is a list of some of the different types of lending options available:
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Real Estate - Non QM Loans
A Non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans. Common examples include bank statements or using your assets as income. Because of the more flexible qualification requirements, Non-QM loans open up real estate investment opportunities to a broader group of individuals.
DSCR Loans
Debt Service Coverage Ratio (DSCR) loans allow the borrower to qualify for a loan based solely on the cash flow generated from the investment property, not on their personal income.
Fix n Flip
A Fix & Flip loan is a short-term loan that covers the cost of buying the property and making the repairs. With this type of loan, it may be possible to buy “fixer-upper” properties, also called distressed properties.
Bridge Loans
A bridge loan is a type of short-term loan, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing.
Building Loans
A building loan is a short-term loan used to finance the building of a home or another real estate project. The builder or home buyer takes out a loan to cover the costs of the project before obtaining long-term funding.
Commerical Real Estate Loans
A business purpose loan is a mortgage for an investment property that qualifies borrowers based on their expected rental income.
401(k) Loans
A 401(k) loan is simply borrowing against a 401(k) account, with the understanding that, just like with all loans, the money borrowed needs to be repaid. A company or individual can borrow money from their 401(k) retirement account.
Coming Soon!
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